May 31, 2017

A second mortgage is a loan which is secured by mortgage to the title of a property behind another mortgage (known as the first mortgage). The second mortgage comes second to the first mortgage in priority, meaning that, in the event the mortgagor (the borrower) defaul...

May 31, 2017

A house purchase is often the biggest asset (and debt) a person will take on during their lifetime. Rising house prices in Auckland mean that first home buyers looking for a foot on the property ladder often need to consider alternative options such as purchasing a pro...

May 31, 2017

A dry Summer is a timely reminder to consider the importance of water easements, particularly for rural properties.  

An easement grants a right for the owner of one property to do something on someone else’s property. There are several types of easements including the...

May 31, 2017

A vendor is required to sell a property with vacant possession unless the particulars of the tenancy are included in the agreement for sale and purchase.

Vacant possession includes:

  • Giving title to the property free from any tenancy or right of occupation; and
     

  • ...

May 31, 2017

In our life time we all manage to establish something whether it be a property, a business or simply even savings, we still have interests that we would like to see protected. The easiest way to do so is to make sure you have a valid Will. Your Will is one of the most...

May 31, 2017

Planning a funeral used to be a taboo subject, but let’s face it dying is a part of life and it happens to all of us at some point in time.

Have you ever thought “what if?”  What if I were to pass away suddenly?  Would my family know what to do?  Who would take the lead...

May 31, 2017

Tenancies in New Zealand typically fall into two categories - residential or commercial. It is important for a landlord to understand the difference between the two.

A residential tenancy refers to a tenancy where a property is being rented to live in. Residential tenan...

May 10, 2017

This is not an unreasonable question to ask given the growing number of New Zealand homes which have tested positive for methamphetamine or “P”. The risk of a contaminated property affects property owners, buyers, sellers and tenants.

If P is manufactured or used even o...

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