August 10, 2017

Your will sets out your instructions on how you want your property, known as your estate, shared out when you die and how you want your dependants, such as your partner or children, to be looked after.

Having a valid will in place when you die can reduce the amount of f...

June 1, 2017

With the desire to provide for their children long after they are gone, we are often approached by clients wanting to know the “safest way” to give assets to their child without it potentially becoming relationship property.  In a qualifying relationship, relationship...

June 1, 2017

Having a family trust used to be considered the be all and end all for asset protection. For many asset holders, establishing a family trust and transferring their assets meant they lessened the risk of having their wealth consumed by rest home care fees and allowed th...

May 31, 2017

A second mortgage is a loan which is secured by mortgage to the title of a property behind another mortgage (known as the first mortgage). The second mortgage comes second to the first mortgage in priority, meaning that, in the event the mortgagor (the borrower) defaul...

April 12, 2017

When purchasing a property, it’s advised a purchaser obtains a Land Information Memorandum Report (also known as a LIM Report). A LIM Report can be obtained from the local authority for a fee, and contains valuable information about the property such as soil contaminat...

April 12, 2017

In 2009, tenants Kenji and Tieko Osaki caused substantial damage to their rented home when Mrs Osaki left a pot of oil unattended on the stove, resulting in a fire breaking out through the property. The property was repaired through the landlord’s insurance, but the in...

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